Household contents insurance
While believe housing manages and maintains properties, tenants are responsible for insuring the contents of their home.
Insuring your home
Some tenants incorrectly assume that their furniture, personal belongings and decorations are automatically insured against theft, fire damage and burst pipes.
While believe housing manages and maintains properties, tenants are responsible for insuring the contents of their home.
We advise all our tenants take out take out their own home contents insurance.
Tenants home contents insurance
As your housing provider, believe housing insures the building and anything we provide. You’re responsible for insuring your own belongings (your home contents), such as furniture, carpets and electrical items.
Why might you want contents insurance?
If something unexpected happens (for example a leak, fire, theft or accidental damage), replacing your belongings can be expensive. Contents insurance can help you cover the cost of replacing your items.
We have access to a product that has been designed for tenants home contents insurance. This is provided by Ecclesiastical Insurance Office Plc (Ecclesiastical) and called – Simple Home Contents.
How do you get a quote?
You can find out more information about this insurance policy and get a quote online by visiting Tenants Home Contents Insurance
If you’d prefer to speak to someone you can also call 0333 038 4156.
The cost of insurance depends on things like your postcode, your circumstances and the level of cover you choose.
Remember this is optional, and you can choose to use a different provider, or have no contents insurance at all.
To find out more, please visit Tenants Home Contents Insurance
New Provider
If you had insurance arranged with this product before 01/10/2026, this will have been with Royal and Sun Alliance Limited (RSA).
From this date all new and renewing policies will be with Ecclesiastical. Their partner URIS run the servicing of the insurance, which means URIS will give you a quote, take your payments and support you if you have any questions or need to make a claim.
For more information on Ecclesiastical Insurance, visit https://tenants.ecclesiastical.com/
FAQs
Your contents insurance covers your contents and personal items within the property; for example, the things you’d take with you if you moved house. This can also be considered as anything that would fall out of your house if you tipped it upside down.
To make a claim, you will need to contact the insurance administrators, URIS Group directly and not us at believe housing. You can do this by calling 0333 0384156.